E-payment services have grown quickly with an estimated 99.5 million cards recorded at the end of 2015, totaling a value of 10.1 billion USD. 37 out of 44 banks surveyed have kick started e-wallet programs to meet the demand of retail payments. Internet payments have also increased by 30-50% per year with more than 2 million clientele. This has resulted in a 6% decline in cash payment in 10 years.
