Vietnam's credit access index ranked 25th among 190 countries and territories, up seven places compared to 2019, ranking second in ASEAN and also the second position in Asia (after Brunei) . The credit access index consists of two components: the index of legal benefits and the index of credit information depth. Vietnam reached its maximum score of credit information depth in the content of data distribution from retailers, contributing to improving Vietnam's credit access index to 80/100 points, increasing by five points compared to 2019. This means people and businesses can access fair, transparent credit and favorable legal policies to protect the legal rights of borrowers and lenders.
