SBV has asked lenders to avoid focusing too much on real estate customers / and to maintain credit growth in the sectors within safe limits.
The SBV also requested better control over consumer credit. Consumer loans in 2017 reached about 19%, of which loans to buy and renovate houses accounted for most of them, followed by equipment and transportation purchases. With a high loan margin and high profit margin, the SBV have asked banks to ensure repayments on the consumer lending segment.
