The total means of payment increased by 4.88% in the past 6 months and credit in the whole economy grew by 5.78% compared to the end of 2014. As of June 15, savings had risen by 4.34%. Interest rates also fell by 0.2-0.5% compared to the end of last year. From now until the year’s end, the State Bank of Vietnam will continue to manage the market flexibly and stabilise the exchange rate.