Statistics from the National Financial Supervision Commission show that consumer loans continue to post high growth. Total outstanding loans in November increased by 2.8% compared to October and by 15% compared to the beginning of this year. The loans are mainly used for property development or purchase, as well as buying household appliances and vehicles. Demand is expected to continue rising until year-end. Due to these developments, experts say that the increases in deposit interest rates will not affect lending rates.