Chaired by Deputy Prime Minister Le Minh Khai, the event saw the participation of representatives from the State Bank of Vietnam, ministries, sectors, 10 commercial banks, and five trade associations.
Khai said thanks to the resolute guidance of the Government and the Prime Minister, the macroeconomy has been kept stable, inflation controlled, major economic balances maintained, and fiscal and monetary policies stabilised by a series of measures.
More measures should be taken to help businesses access capital, thus promoting growth and completing socio-economic development goals in 2023, as well as in the 2021 – 2025 period, he said.
The official touched upon elements affecting access and absorption of capital, which are related to policies; loan and investment plans of businesses; financial, business, and production situation of enterprises; and interest rates.
He underlined the role by commercial banks which directly interact with businesses and borrowers, saying that commercial banks should also pay attention to creating favourable conditions for businesses to access capital.
Deputy Governor of the central bank Dao Minh Tu emphasised efforts by the bank in operating monetary policy in the first five months of 2023, noting that it has combined both theory and practicality in its operation to support the economy and businesses.
He also highlighted specific measures to facilitate businesses and individuals' access to credit, saying the bank has required credit organisations to make it easier for investors of real estate projects, and homebuyers to access credit when they meet all requirements; and focus on allocating funds to real estate projects that meet legal requirements, and those having the capability to repay loans on schedule.
Credit organisations have been also ordered to consider providing credit for investors, construction contractors, homebuyers, and suppliers of construction materials in order to increase capital circulation and liquidity in the real estate market, the official added.
The bank has implemented policies to reschedule repayment terms, while promoting programmes to connect banks and businesses, and taking measures to help small- and medium-sized enterprises and cooperatives access credit programmes, and to address difficulties facing the agricultural sector.
