China planning to launch social credit system in 2020

Participation currently remains voluntary, but by 2020, it will be mandatory. The scores are calculated from five factors, including credit history, contract obligation fulfillment, personal characteristics, behavior and preferences and interpersonal relationships.

People with low scores could be punished with slower internet speeds, be denied access to certain restaurants, night clubs or golf courses and restricted from traveling. Scores will also affect an individual's rental applications, ability to secure insurance or a loan, as well as social security benefits